Helpful Resources for Business Owners:
In order to make things a little bit easier for our chamber members, we have added some helpful links that might be useful during this time. #StrongerTogether
Census Operational Adjustments due to COVID-19
The 2020 Census has adjusted it's operations due to the sudden Corona virus outbreak. Check out these links and articles for more information. Don't forget, your response matters.
Bendt Distilling needs donations to give back to the community
Our local chamber members, Bendt Distilling, are giving back to our community by making their own hand sanitizer for DFW first responders and the community. In order to meet growing demands, they're asking for YOUR help! By leaving a donation, we could help them in their efforts to support making free hand cleaner! Click here to donate NOW.
Analysis of the CARES Act that Just Passed the House
The CARES Act, is the latest act that the House of Representatives passed on March 23rd, 2020. The bill is intended to help those in need during the COVID-19 pandemic. With more than 2 trillion in aid about to be dispersed, this Act is the single largest, of its kind, to exist in history. In order to give you a specific breakdown of which areas the legislation will be supporting, The National Association of Regional Councils (NACo) , has given us a summary of what the CARES Act entails. Click here for the analysis. Click here for the full rundown.
Coronavirus Emergency Loans Small Business Guide and Checklist
The Coronavirus Aid, Relief, and Economic Security (CARES) Act will help small businesses during the pandemic and economic downturn when it comes to keeping their employees. With a total of $350 billion ready to be dispersed, many small businesses have questions of their own to be answered. Thanks to the U.S Chamber of Commerce, here is a flyer with questions you may be asking and what you need to know. Click here to read the checklist.
Local Dining Service Updates
Business: Modifications: Soulmans BBQ-Main St. Offers catering and free delivery for orders of 10 or more... Pick up, Call-in Order, Curbside Pick-up Swirl Bakery & Café- Flower Mound Reduced Hours 9am-5pm & Curbside delivery. Verf's Grill & Tavern - Flower Mound Closed & will re-open April 3rd. Alkeys- Lewisville Open 11am-10pm. To-go service only & selling beer & wine by the bottle. Nothing Bundt Cake- Lewisville Open regular store hours 9am-7p. they are offering Curbside service & $5 deliveries on orders of $20 or more! Old Town BBQ- Lewisville Carry out & Curbside service only. Will be restocking their Bodega shelves with meats & cheese for customers to purchase items. Starting next week, the food truck will be heading to local neighborhoods. Taco Cabana- Lewisville Front Counter open from 6am-10pm. Offering take-out, drive-thru, & catering service. $0 Delivery Fee until 4/3. Raising Cane's- Lewisville Regular Store Hours, take-out & drive thru only. Panera Bread- Lewisville Bakery Cafe is open for To-Go orders, Rapid Pick-up and Deliveries. Hours of operation: 10am-9pm Mon-Thurs ; Friday 8am-9pm ; 9am-9pm Sat & Sun. Ale Tacos- Lewisville Regular hours & offering beer with the purchase of food. Phone: Alfredos Italian Food- Lewisville Curbside & Delivery; Daily specials on their social media. Angelina's Mexican-Lewisville Curbside & Delivery with drinks to-go. Alcoholic beverages with the purchase of food. Bendt Distilling Co.- Lewisville Purchase bottles & pick-up free 4oz bottles of hand cleaner (no purchase necessary). Open from 10am-7pm for retail and cleaner pick-up only. Boston Market- Lewisville Curbside & Delivery; Free delivery with App. The Catch Curbside & Delivery; Call 214-222-4711 to order OR order thru Door Dash for a $.99 delivery. Catrina Grill- Lewisville Curbside, Take-out & Drive Thru; Tortilla special $2.25 per kilo & brought back tamales for a limited time. Chipotle Mexican Grill- Lewisville Curbside & delivery; Launched Queso Blanco. Chick-Fil-A - Lewisvville Drive Thru & delivery. Must use app to deliver. Cotton Patch- Lewisville Curbside & Delivery; Free delivery thru Door Dash on orders $15 or more. Cracker Barrel- Lewisville Carry-out, Curbside & delivery thru Crackerbarreltogo.com; check website for local store hours. Dickey Shea's Smoke and More - Lewisville Curbside & Delivery; Free delivery & pay what you can for those who can't afford food. Dairy Queen- Lewisville Drive thru & Delivery. Fat Cow BBQ- Lewisville Curbside & delivery; call to schedule. Fred's Downtown Philly Cheesesteaks- Lewisville
Fuzzy's Taco Shop- Lewisville March 24th, serving #TheGreatAmericanTakeout. Open for Take-out & pick-up orders. Golden Chick- Lewisville Curbside & Delivery. Hat Tricks- Lewisville Curbside & Delivery; Open 8pm till 2am for Uber & DoorDash. Selling bottled beer, wine, & alcohol. Irene's Bakery- Lewisville Curbside & delivery; Free delivery 15mi for cupcakes & Cakeballs. Order via DoorDash, UberEats, & Favor. J2 Steakhouse- Lewisville CLOSED but you can order half-price wine. Jimmy Johns- Lewisville Curbside & Delivery. Korner Cafe- Lewisville Curbside & Delivery; Delivery thru DoorDash, Favor, UberEats, Slice & Postmates. Order directly to help put money back in the restaurants pocket. Larue Winery- Lewisville Open Fri & Sat 6-10pm. To-Go wine & Curbside service; Free wine delivery; pay over the phone & they will call you when they arrive to your, home when the purchase is at your door! Main Street Cafe- Lewisville Curbside & takeout. Marinos Italian Pasta & Pizza Curbside & Delivery; Call or Order for pick-up. Martinez Grill & Taqueria- Lewisville Curbside only. McAlister's Deli- Lewisville Curbside & delivery. Nori Sushi- Lewisville Delivery. Order online. Old Town Wine House- Lewisville Curbside & take out only! Open 4-8p Wed & Fri; Noon-8pm on Sat. Selling 1/2 priced wine on Wednesdays! Ole's Cantina- Lewisville Curbside & delivery; Free delivery with over $25 purchase. The Perc Coffeehouse- Lewisville Curbside; Phone Orders & will have an App coming soon. Panda Express- Lewisville Drive thru only. Paisanos- Lewisville Curbside. Rusty Anchor Bar & Grill- Lewisville Curbside & delivery. 10% off all orders by curbside only. Order via DoorDash & their App. Alcoholic beverages available with food! Rusty Beagle Sports Grill- Lewisville Curbside & delivery; Quarantine deals include: beer, wine, eggs & toilet paper. Alcoholic beverages available with food purchase. Seven Loaves Catering- Lewisville Curbside & delivery; Offering chef prepared meals for pick-up or Delivery. Starbucks- Lewisville Drive thru & App to order. Street Taco- Lewisville Take out orders. Call ahead for orders or order online! Sukoon- Coffee, Ice Cream, Sandwiches- Lewisville Takeout & delivery; Walk-in Pick-up, DoorDash, UberEats. Tacos Sabrositos- Lewisville Curbside. Taste of Asia- Lewisville
Taqueria Guadalajara- Lewisville Curbside. Tacos Regio Monterrey- Lewisville Curbside. Twisted Root Burger Co.- Lewisville Curbside. VIVA LA PASTA- Lewisville Curbside & delivery; Order by calling ahead. Hillside Fine Grill- Lewisville Opening back up on Thursday, March 26th, from 3-8pm daily. Offering family packs to-go, Call to order & pick-up Curbside.
Quick facts to apply for the Small Business Administration’s Disaster Loan
Source: Mary Ann Moon, Prosper Economic Development
If you are needing the SBA Site for Information and an Application, click here: https://disasterloan.sba.gov/ela/
You may also access all forms at SBA.gov where they may be downloaded. You can also complete them as instructed and upload them to a provided DropBox.
Once your application is reviewed you will be assigned a Case Manager (CM) and this individual will be your point of contact; they can answer any questions you may have. If you call your CM and you are asked to leave a message, the CM will contact you within a reasonable amount of time.
It is suggested that forms be completed after peak hours. (Peak hours are between 6am and 9pm)
The regional Small Business Development Center (SBDC) has Advisors available to offer assistance and answer questions. They may be contacted at SBDC.nctc.edu, or 940-498-6470. If your call is not immediately answered, leave a message and a representative will return your call.
ALL businesses are encouraged to apply for assistance. If you presently have a SBA Loan you are NOT prohibited from receiving this assistance. It is completely different from any existing loans. These loans are also Federally guaranteed and are NOT issued or managed through local banks for lenders. There is no cost for application or processing.
- 3.75% for businesses, 30 year fixed rate, 1st payment deferred for 12 months
- 2.75% for non-profits, 30 year fixed rate, 1st payment deferred for 12 months
Loan Amounts/Collateral/Financial Information
- Small businesses are eligible for up to $25,000
- Large corporations or groups owned by a corporation are eligible for up to $2,000,000
- Requests for more than $25,000 will require collateral
- Insurance will be required for 80% of assigned collateral
- Financial statements will be required for the past 2 years for all loans
- A statement of personal liabilities will be required for all loans
- Revenue and expense itemization will be required for all loans
- A projection of damages up to 6 months will be required (this can be altered if the period of damages exceeds 6 months)
- Amendments to the application/request will be permitted for extension of damages
- Tax returns will not be required, rather a 4605-T form will be required allowing returns to be accessed
- If current financial statements are in good form, they may be attached to the application
- A loan amount may NOT be requested. The Award will be determined by financial statements and need.
*This assistance does not prohibit a business or non-profit from requesting payroll assistance. The entity may also apply for the employee program providing payroll support.
*If notified of an award/loan, estimated notification 4-5 weeks after accepted application, the recipient does not have to accept the award but must notify the SBA/SBDC Case Manager of decline.
ALL BUSINESSES ARE URGED TO APPLY!
4 Simple Things to Do to Make Working from Home Easier
Working from home is an ideal that many people have longed for, but the reality of it can be disenchanting. It takes some special skills to make it work. In this article we will cover four simple things you can do to make working at home easier on everyone. If you lead a team or you're the owner of a business, you have additional challenges when heading up a remote team during a global pandemic. We have some suggestions to help with that, too.
4 Simple Things for Employees
Create your own space
People are getting really inventive with their home offices. If you're fortunate, you have your own space with a door and a lock. But for many we have to improvise. Try to remove yourself from the hustle and bustle. This may mean turning a walk-in closet or balcony/porch into a home office.
If you don't have any private spaces you can take over, carve out a little section of a public area. Use a screen or piece of furniture to segment it off from traffic flow. Having your own space – even if you have to make it – will help people understand when you're working and keep you out of the fray as much as possible.
Start or continue a ritual
It's likely if you worked outside the home that you had a morning ritual. Maybe it was stopping for coffee every morning; maybe it was getting up and exercising. Whatever your morning ritual was, continue it. Your body and mind get used to these rituals as signifiers that work is about to begin and you will feel more on schedule if you keep them up. The rituals may need to be altered for our current reality, however. For instance, if you always have a cup of coffee on your way to work, make a cup of coffee and take a moment to enjoy it.
If you didn't have a ritual before, now is the perfect time to start one. You have eliminated your commute so you now have extra time to do a few stretches, have a cup of coffee outside on your deck, or spend some time meditating. Again, the value of these rituals is that it sets the tone for the day to begin and provides you with some well-needed me time. Treat these rituals like a morning appointment. Do not skip them.
There are two schools of thought when it comes to working from home. There are employers that expect butts in seats for a certain number of hours. If they try to reach you during those hours and you are unreachable, this will cause a problem.
On the other hand, there are employers who are measuring productivity, not hours. That means they are concerned about what you're accomplishing, not the hours you're working. This is wonderful for parents of small children because it gives them the flexibility of getting the work done on their schedule.
You want to make sure you understand which one of these categories your boss falls into so there are no misunderstandings about expectations. If they don’t mention specific hours, ask.
Come with solutions
Most employers are doing this for the first time. We have not faced a pandemic like this in the age of technology, which means there are going to be hiccups. Instead of complaining about the things that aren't working, come to them with suggestions.
4 Simple Things for Employers
If you are the boss, there's a heavy weight on your shoulders. You're likely worried about the future of your company and wondering what that means for your employees. How you manage them at this time of crisis can be a turning point that either improves company culture and morale or leaves people feeling disengaged and not wanting to be a part of your organization in the future.
Good leaders should:
- Communicate expectations. Will you have an 8:30 a.m. virtual meeting every morning? Do you have daily deliverables? Let people know up front what you need from them.
- Socialize. While not everyone on your team may need the social interaction, some will. Some employees will be struggling with the stress and challenges of the situation on top of the regular workload and the feelings of isolation. Be understanding of this and make time to have some fun virtually with your team, if they want to participate.
- Be transparent. You are the leader so you can't be “doom and gloom” and expect to keep up morale. Instead, show them the best in a bad situation. This places you in a difficult spot because you might not always be feeling the things you're saying. Remember, you're a team and you should be able to count on one another. If you're struggling with a concern, consider sharing it with the team and crowdsourcing a solution. When people help find a solution, they generally support it.
- Evolve. One of the things that's the most frustrating about this time is that everything needs to remain fluid. There are constant changes with new limitations coming down several times a day from local, state, and federal governments. You must evolve and change your approach based on these things. This means finding new solutions on a regular basis. Advise your team of this early on. Let them know how important their health (both physical and mental) is to you. In light of that, you will be evaluating things on a consistent basis and protocols are subject to change. Invite them to talk to you about them. Whenever possible, explain the why behind your decisions. Right now people are afraid. Fear drives imagination in an unproductive way. But if you fill in those blanks, they won't need to imagine the reasons behind them.
This is a difficult time for everyone. We all need a little more patience and understanding. Consider this a time of reset that may affect the way we do business and educate far into the future. Even after the danger of the virus has passed, there is a good chance that what we are learning about virtual work and schooling will create a much different workforce mentality after the virus than what we had before. We're going to learn a lot about ourselves and our businesses.
Finally, as strange as this is to say, enjoy this time for what it is. As of this writing we're fortunate enough to still have the many luxuries we've grown accustomed to like electricity, running water, and the internet. We can enjoy, while limited, the beauty of the outdoors and the little things. Challenge yourself to find something amazing about each day.
A message from Dan Irvin to Chamber Members:
A message from Lizzie Hoffman:
Murray Media has been around for over 16 years and we have seen many changes and business downturns, but the main thing we have learned was that the businesses that “stayed the course” fared much better than their competitors when things returned to normal...and they will.
Your customers and clients are counting on you, now, more than ever. Your consistent dialog with them puts you in a position to keep that relationship strong and help you gain market share.
The Murray Media group is offering a texting service to all of its clients for FREE! They will create a TEXTING CODE for your clients & the general public. They'll be able to text and receive immediate live updates from your business. If you are interested in this Premium Package to help you during these stressful times CLICK HERE TO SEE. We will also promote your CODES in all our magazines, social media pages, websites, etc. until the COVID-19 passes.
We are praying for you and all the local businesses, non profits , municipal and public safety officials. If there is anything we can do to help you, please let us know! Contact: [email protected]
Written by: Lizzie Hoffman
SBA Offers Disaster Assistance to Texas Small Businesses Economically Impacted by the Coronavirus (COVID-19)
Release Date: March 20, 2020 | Release Number: TX 16381-01
Contact: Richard A. Jenkins, (916)- 735-1500
SACRAMENTO, Calif. – The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to Texas small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19), SBA Administrator Jovita Carranza announced today. SBA acted under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, to declare a disaster following a request received from Gov. Greg Abbott on March 17, 2020.
The disaster declaration makes SBA assistance available in the entire state of Texas and the neighboring counties and parishes below.
Neighboring Arkansas counties: Little River and Miller;
Neighboring Louisiana parishes: Beauregard, Caddo, Calcasieu, Cameron, De Soto, Sabine and Vernon;
Neighboring New Mexico counties: Curry, Dona Ana, Eddy, Lea, Otero, Quay, Roosevelt and Union;
Neighboring Oklahoma counties: Beaver, Beckham, Bryan, Choctaw, Cimarron, Cotton, Ellis, Harmon, Jackson, Jefferson, Love, Marshall, McCurtain, Roger Mills, Texas and Tillman.
“SBA is strongly committed to providing the most effective and customer-focused response possible to assist Texas small businesses with federal disaster loans. We will be swift in our efforts to help these small businesses recover from the financial impacts of the Coronavirus (COVID-19),” said Administrator Carranza.
SBA Customer Service Representatives will be available to answer questions about SBA’s Economic Injury Disaster Loan program and explain the application process.
“Small businesses, private non-profit organizations of any size, small agricultural cooperatives and small aquaculture enterprises that have been financially impacted as a direct result of the Coronavirus (COVID-19) since Jan. 31, 2020, may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred,” said Carranza.
“These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. Disaster loans can provide vital economic assistance to small businesses to help overcome the temporary loss of revenue they are experiencing,” Carranza added.
Eligibility for Economic Injury Disaster Loans is based on the financial impact of the Coronavirus (COVID-19). The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years and are available to entities without the financial ability to offset the adverse impact without hardship.
Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email [email protected] for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
The deadline to apply for an Economic Injury Disaster Loan is Dec. 21, 2020.
For more information about Coronavirus, please visit: Coronavirus.gov.
For more information about available SBA resources and services, please visit: SBA.gov/coronavirus.
About the U.S. Small Business Administration
The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.
Governor Abbott Announces Approval Of Emergency Designation For Small Business Disaster Loans From U.S. Small Business Administration
March 20, 2020 | Austin, Texas | Press Release
Governor Greg Abbott today announced that the U.S. Small Business Administration (SBA) has included the entire state of Texas in its Economic Injury Disaster Declaration and granted access to its Economic Injury Disaster Loan (EIDL) program, which will provide long-term, low-interest loans to qualifying businesses across the state. "Small businesses are the foundation of our state’s economy and they need all the help they can get as the ripple effects of COVID-19 impact their everyday operations," said Governor Abbott.
"Today’s decision by the U.S. Small Business Administration to make Economic Injury Disaster Loans available to qualifying small businesses across Texas is a vital lifeline for Texas small business owners who are doing their best to adapt to these trying times."
The Governor's request was driven by COVID-19-related economic losses across Texas related to major event cancellations, loss of walk-in customers, depletion of stock from suppliers, and client cancellations. Governor Abbott also commented on the SBA’s rapid turnaround to a request he made by letter just three days ago."
The overriding message of this time in history is that we are all in this together," said Governor Abbott. "From people responsibly remaining at home to protect themselves and their communities to the small businesses adapting to serve them, Texans are showing their willingness to serve the greater good and that’s why we’ll overcome this together. That’s what Texans do. We are not only Texas Strong, we are #TexasBizStrong."
Texas small businesses who believe they may be eligible for an SBA EIDL should visit www.sba.gov/disaster where they can directly apply for assistance. The online application is the fastest method to receive a decision about loan eligibility.